The BHGE Short-Term Disability (STD) plan provides a benefit to replace a portion of your earnings if you are unable to work due to an illness, injury, pregnancy or birth of a child. STD coverage is administered by Sedgwick.
STD provides you with income replacement for up to 26 weeks: eight weeks at 100% of your benefits base pay, then 18 weeks at 75%. You must be actively at work on the effective date.
Your benefit will be reduced by the amount of other sources of disability income you may have, such as workers’ compensation and/or state disability.
If your disability is a result of hospitalization or outpatient surgery or the birth of a child, payment of the STD benefit begins immediately, once approved. If your disability is a result of illness, injury or pregnancy, the STD benefit payment will begin after seven consecutive calendar days of absence, which is the required waiting period. STD is paid on BHGE regular payroll cycles.
Benefits base pay means your base annual earnings, including any before-tax contributions you make through the benefits program. This does not include any overtime pay or bonuses. For certain benefit rate calculations, your benefits base pay is determined in either September, your date of hire or your transfer date, whichever is later. Gross up will apply to STD payments.
Click on the Plan Overview Chart for more information about how your disability benefits coordinate.